Elliot Watson is a multi-award winning Certified Financial Planner (CFP) who has been providing advice to clients since 2007. Elliot enjoys helping his clients to 'achieve more' through creating wealth and minimising financial risk. Elliot's focus is to provide unique and personalised services to his clients and he prides himself on developing strong relationships with his clients through open and honest communication. To ensure his clients receive the best financial advice Elliot has devoted the last fourteen years of his life to academic studies and on the job experience. Elliot is a Certified Financial Planner, which is the highest level of certification that can be reached in his profession and is internationally recognised. Qualifications include : CERTIFIED FINANCIAL PLANNER (CFP), Deakin University : Bachelor of Economics, University of Newcastle : Advanced Diploma in Financial Services (Financial Planning), Kaplan : Diploma in Financial Services (Financial Planning), Kaplan. Elliot works tirelessly for his clients delivering advice around superannuation, insurance, investments, aged care, debt reduction, cash flow management, budgeting and estate planning.

Tracey has been working in the financial services industry since the late 1990s. Joining Apt Wealth Partners from Semaphore Private in January 2020 following a merger of these businesses, Tracey enjoys the long-standing client relationships she has developed over an extended period of time. Seeing individuals reach, and often exceed, their planned goals is most rewarding. Guiding and supporting clients when plans go off script is where Tracey believes great advisers show their worth. Tracey holds a Bachelor of Business (Financial Planning) and is also a Certified Financial Planner professional with the Financial Planning Association of Australia (FPA). Additionally, she has completed all FASEA (Financial Adviser Standard and Ethics Authority) compulsory education requirements. Tracey loves spending time with her family, is an amateur baker, and tries to regularly extend her planning skills to travel-related tasks.

We wanted to give people a 100% confident financial advice experience so we founded Multiforte Financial Services. I've been fortunate to be part of the growth of the financial services industry over the past 30 years. Before starting Multiforte in 2007, I was a senior executive in the well-known and trusted financial services organisation, NRMA, responsible for managing wealth and life insurance products and financial distribution. I am also an experiend entrepreneur, having developed a successful management consultancy which advised major financial services firms on improving business value. In terms of my education, well this never stops! However, my formal education includes a Bachelor of Finance & Economics (UTS) and post-graduate qualifications in Company Directorship and Financial Planning.

Heather has been working in the financial services industry for 30 years starting as an Accountant working for Chartered Accounting firms and in the corporate world and then moving to Financial Planning over 15 years ago. Heather is committed to serving the best interests of her clients and focusing on helping them achieve their goals in both the short and long term. Heather is also a specialist in Self-Managed Super Funds. "To truly understand a client's needs, a planner needs to be able to stand in their shoes. The most satisfying part of my work is making all the pieces of the financial jigsaw puzzle fit and see my clients when they realise they can fulfil their dreams" says Heather. Outside of work, Heather is an active member of her local Surf Life Saving Club and enjoys gardening, reading, canoeing and keeping up with her husband and two daughters.

Chris spent a number of years in corporate accounting with BHP and then as the Chief Financial Officer for a very large privately owned Toowoomba based company before joining the financial services industry in July 2007. Chris' education and business experience enhances his ability to assist clients (particularly with complex business structures) understand their current financial position including their cashflow and where their financial position is vulnerable. This includes advice on how to protect income in event of an accident, sickness or a major illness. Chris encourages his clients to focus on how much income they will need to fund their lifestyle goals in retirement, and how to structure investments so that assets are held in the most efficient environment. Chris recently received an award as the Charter Financial Adviser of the Year for Queensland and is heavily involved in the Authorized Representatives Association as Lead on the Wealth Committee.

Matt has worked in the financial services industry since 1982 with 18 years in Corporate Superannuation management before becoming a Financial Planner in the year 2000. Matt's qualifications include being a Certified Financial Planner (CFP) and holds formal Self-Managed Superannuation Fund qualifications. Married with three children, Matt's suffering as a lifetime Richmond supporter ended in 2017 with the Tiger's triumph in September. He spends much of his free time cycling to stay fit to give him the energy to run the Pat Cronin Foundation (formed in memory of his son Pat who was tragically killed by a Coward Punch in 2016).

John joined the firm in 1998 as a Senior Accountant and became a Prosperity Director in January 2004. John is both a Chartered Accountant and Financial Planner with the Institute of Chartered Accountants recognising him with a Financial Planning Specialist designation.

After starting my career in Accounting and Financial Planning, I made the decision to specialise in providing risk advice, back in 2006. I found the change in direction gave me an ideal mix of dealing with the analytical/technical side and the ability to work closely with people and form some great relationships. The nature of the job has us dealing with people at some really tough times in their lives and it is hard not to feel part of it. But it's at those moments, when you realise you've actually made a big difference in the life of someone else, that makes it all worthwhile. Outside of work, I have a beautiful wife and 2 gorgeous kids. I try and stay active in the gym and enjoy a range of sports, but still yet to master any....yet.

I have worked with Blueprint Wealth as part of the financial advisory team since 2008. I bring a genuine passion for helping people to reach their financial and lifestyle goals. I enjoy working closely with each of my clients; this allows me to better understand their position. I have completed my Bachelor of Commerce, Self-Managed Super Fund certification and I am a Certified Financial Planner©. I endeavour to stay connected to the industry through ongoing education and do my utmost to share my knowledge of wealth management with each and every one of my clients.

As project managers of your entire financial life, our role is to remove complexity and deliver certainty-based advice to help you achieve what's most important. We work closely with other key professionals such as accountants, brokers and lawyers to deliver a totally collaborative approach which explores every opportunity and leaves nothing to chance. Over and above everything else, is a belief that the financial advice that anyone receives needs to add value to their life. Cara has a Bachelor of Commerce (Finance & Economics) from the University of Western Australia, a Diploma of Financial Planning, is a Certified Financial Planner (CFP) and an accredited Self-Managed Super Fund Specialist Adviser.

After many years in finance, I wanted to work in an industry where I could really make a difference to people's lives and help clients to make smart decisions on how to build & protect their wealth and ?to help clients Enjoy today by planning for Tomorrow?. In 2002 we founded Tailor-Made Financial Services with a strong desire to build a professional wealth management firm which listens to the clients' long term aspirations. We wanted to create a service that cares about what each client wants in life and then provide a professional approach in delivering tailored advice, one specifically based on the needs of that client. This became our Vision! My key areas of expertise include investment advice, retirement planning and Self-Managed Super Funds (SMSFs). My qualifications include a Bachelor of Business degree, Master of Applied Finance, Graduate Diploma in Financial Planning, Graduate Diploma in Applied Finance and Investment and I am a Certified Financial Planner©. I am an accredited SMSF Specialist Adviser (with SMSF Association). Based on advice given, in 2006 I was awarded by the Financial Planning Association the National and NSW State winner of the FPA Value of Advice award in the Retirement category as well as 2013 NSW Winner of FPA Best Practice Award. Outside the office, I like to play golf, go to the beach and try to keep up with my twin boys.

As a financial adviser with over 10 year's experience in the industry, I help my clients focus on what is important to them. I work collaboratively with my clients to determine the strategy required to best meet their goals, giving them piece of mind and the ability to move forward with direction. My qualifications include a Bachelor of Commerce, Certified Financial Planner (CFP), Advanced Diploma of Financial Planning and Diploma of Financial Services (Financial Planning). My family and I enjoy travelling, spending time outdoors and doing a variety of activities such as skiing, bushwalking and socialising with friends.

As a founding partner of My Wealth Solutions, Guy has a wide range of experience in all facets of finance and is passionate about providing practical advice, guidance and assistance. Starting his career with Credit Union Australia Financial Planning, Guy then moved to help set up a boutique firm called Personal Financial Planning Services and went on to found a specialist wealth management firm. He also has a number of qualifications including a Diploma in financial planning, an Advanced Diploma in financial planning, Self-Managed Super Fund accreditation and a Bachelor of Biomedical Science. When he's not working, Guy enjoys spending time with his young family and wife. He also likes keeping fit and enjoys watching sports when he has the chance (his favourite is watching his beloved Sydney Swans in the AFL).

Chris has been a financial adviser with Invest Blue for over 7 years. Prior to that he gained experience in accounting and management roles, resulting in more than 15 years' experience within the business and financial services industry. Chris is a proud Gladstone local, having grown up in Boyne Island. He is passionate about enabling his clients to have a better understanding of their financial situation and how to achieve their goals, believing this allows them to dream bigger and really see that it's possible. Chris is a firm believer that community organisations play a large part in bringing a community together. His involvement through school and club based rugby league and the Gladstone Aquatic Therapy Association, among other things, help Chris feel he is giving back to a region that offers so much. Chris enjoys music, sport and loves nothing better than good food shared amongst family and friends. Whilst he and his wife enjoy travel, you will usually find them relaxing down at the beach at Tannum or Agnes. Chris has a Diploma of Financial Services (Financial Planning) and is currently undertaking a Masters of Financial Services (Financial Planning).

Commencing in the Financial Services industry in 1999, Gino has been part of Rothgard from its inaugural year. He specialises in personal insurance planning, wealth accumulation, cashflow planning and self managed superannuation funds. As a passionate ?goals based? financial planner Gino believes that financial planning is not just about money - money is purely a vehicle that allows things to happen. As the first step Gino helps clients understand what they want to achieve, he then determines how the client will get there and how to achieve the lifestyle they want. This allows his clients to have absolute clarity, empowering them to make lifestyle decisions with the knowledge of what this means to their finances. Gino was the Queensland winner of the inaugural AXA Financial Advice Network ?Value of Advice? award in 2009. He is a Certified Financial Planner? professional granted through the Financial Planning Association and has been awarded the SMSF Specialist Advisor? (SSA) designation by SMSF Professionals? Association of Australia. He is also a Justice of the Peace (Qualified).

I am a Licensed Financial Adviser who in 2012 merged his own Practice with Rothgard Financial Partners in Fortitude Valley, Brisbane, Queensland. The foundation of my experience is a depth of knowledge created over 35 years in the superannuation, investment and insurance industry. Educating my clients by making complex issues simple is my passion. I have: - a Diploma of Financial Planning through Deakin University and I have received the designation Certified Financial Planner (CFP), the highest recognition in Financial Planning. - accreditation as a Self-Managed Superannuation Fund Specialist (SSA) to offer advice in the complex area of Self-Managed Superannuation. I hold a Graduate Certificate in Management from QUT in Marketing - membership of the Financial Planning Association (FPA) and the Superannuation Professional's Association of Australia (SMSF Assoc). Specialties: Advice that is focused on providing tailored solutions to meet your own personal financial goals and concerns. While you may have many pieces of your financial life in place: cash flow, super, investments, insurance and estate planning...are they all connected? Usually not, as they were developed by you at different times in your life. I can help you save time or save money by assessing where you are placed at present and refining your direction. I deal with numerous pre retires and retirees. In fact I would have 'retired' over 300 times with my clients, so I have a deep understanding of the issues and uncertainties confronting retirees. I also work in the complex area of Aged Care providing direction for the family on the options when a loved one needs 24/7 care. This is a very daunting time for them all and financial guidance is critical. Our firm operates on a fee for advice.

At Centaur, we make it our mission to understand who you are and get to know your financial position so we can put forth the best strategic plan to meet your goals and objectives. Centaur is built upon the ongoing successes of our clients and we pride ourselves on our referral rate. We love that we can provide advice to our client's family and friends so they too, can experience financial freedom. In a recent Client survey, overwhelmingly 98% of our clients have stated that they intend to stay with their Centaur Advisor and ranked our practice in the top quartile for the national industry benchmark for support staff - this is a true testament to our dedicated team. While financial benefits are great, we believe equally important are the non-financial benefits such as ongoing peace of mind, trust, and passing the all-important sleep at night test. As an Adviser of 17 years, I have been fortunate in my career to have worked for a big four bank, a top independent financial planning group, Whittaker Macnaught, led by Noel Whittaker and now running one of the top Gold Coast Financial Planning Practices - Centaur Financial Services. Having seen both sides of the coin, I have been able to build a business where clients get the best of both worlds - the service of a small business and the resource leverage of a big business. I am a Certified Financial Planner with a Bachelor of International Finance (Accounting Major). I have also completed an MBA and a Master's in Financial Planning and am an SMSF Specialist. I believe this kind of knowledge base is important to consider when you are seeking advice, to ensure your adviser can offer the best strategies and solutions for your financial position.

We wanted to give people a 100% confident financial advice experience so we founded Multiforte Financial Services. I've had the good fortune to work in the ever-changing wealth management industry now for more than 25 years. Before starting Multiforte in 2007, I worked in executive roles with major players like Westpac/BT Financial Group, Commonwealth and State Street. While advising clients is my primary focus, I am also actively leading change in our profession - through my roles as the National Chair of Inspire (the Association of Financial Advisers' powerhouse for women in advice), a member of the AFA Code of Ethics committee and Chair of the FINSIA NSW Council. I also enjoy contributing in the media, and was recently featured on the ABC's 'Pineapple Project' podcast. In terms of my education, I figure that in this industry it simply never stops! However, my formal education includes a Master of Commerce, a Bachelor of Arts (Honours) and post-graduate qualifications in Applied Finance & Investment, and Financial Planning. A fan of AFL, I support the Sydney Swans. I also enjoy walking, yoga, and skiing and have recently taken up singing lessons (wish me luck!)

Phillip commenced his career in Financial Planning during the final year of his Economics degree at the Australian National University in 1995. Following the completion of his studies, Phillip moved to Sydney to work in both boutique and institutional financial planning firms, whilst also completing his post graduate studies in Financial Planning, attaining the professional designation of Certified Financial Planner. Phillip has a strong interest and knowledge of investment markets and is constantly exploring "cutting edge" strategies to deliver to the clients of Profile. Phillip lives in the Blue Mountains, has two sons and enjoys outdoor activities such as bush walking, mountain bike riding and golf. Having coached his son's soccer team in the past, he moved on to manage the cricket side. Phillip is a volunteer fire-fighter with the Warrimoo Bush Fire Brigade and was involved in the infamous ?The Cricketers? photo during the October 2013 Blue Mountain fire campaign, which raised $29,000 for the Blue Mountain bushfire relief fund. Phillip holds a Bachelor of Economics (majoring in Statistics) from the Australian National University and a Diploma of Financial Planning from Deakin University. Phillip is a member of the Financial Planning Association of Australia and the Boutique Financial Planning Group (BFP), having been an Executive member for 4 years. Phillip is a Certified Financial Planner.

I started in financial planning in 2005 where I joined my fathers? family business. When he retired in June 2015 I joined Invest Blue where I have continued my financial planning journey. I enjoy helping clients reach their best possible life. I have completed my Diploma of Financial Services (Financial Planning) as well as having completed a Bachelor of Business (Applied Finance) degree where I majored in Financial Planning. I am also a Certified Financial Planner. I enjoy spending time with my wife and two boys as well as playing golf and basketball.

Andrew has been an Authorised Representative of Charter Financial Planning in Adelaide since 1996 and has been the Principal of Minerds Bell since 2001 when he took over the family business. Andrew offers clients his extensive experience in superannuation and wealth creation, pre /post-retirement planning, including Self-Managed superannuation, and risk protection, include Business Insurance. He completed his Diploma of Financial Planning from Deakin University in 2002 and is a CERTIFIED FINANCIAL PLANNER as designated by the Financial Planning Association. On a personal note, Andrew has two children with his wife Tanya and loves to get away camping and relaxing on the golf course when he gets the chance.

Prior to joining Prosperity, Gary held senior financial planning roles with a Big 4 accounting firm and another national top tier accounting and financial advisory firm. His most recent role included management responsibility for the firm's Financial Planning Investment Review Committee and internal compliance standards. He has more than 13 years' experience working within the financial planning industry, with five of those as a Senior Planner.

Mark started MBA Financial Strategists as a small financial planning practice in 1985 on King William Road in Unley. MBA FS has grown to a business that now employs over 20 people and is regarded as one of AMP's leading financial planning practices nationally. In 2016, MBA FS was recognised for its achievements in best practice and client service by being named AMP Financial Planning's Practice of the Year in SA/NT. Mark's overriding focus is to provide holistic, professional financial planning advice to a wide range of clients, tailored to suit their individual situations and help them reach their goals at every stage of life. Mark himself has been recognised over the years for delivering best practice advice for his clients and in 2015 was shortlisted for the Financial Planning Association FPA Professional of the Year award. He recently moved into the newly created position of general manager of MBA Financial Strategists, allowing him to oversee his team of professional financial advisers and provide strategic direction and further growth for the business. Mark is an authorised representative and credit representative of AMP Financial Planning Pty Limited and a member of the Financial Planning Association. He is a Certified Financial Planner professional and a specialist in self- managed superannuation funds and investor-directed portfolio services. Mark is also a media spokesperson for AMP Financial Planning, providing regular commentary on personal finance in print and electronic media nationally.

I specialise in advising clients over 30 years old who have complex financial planning challenges. My clients understand the value of good advice and appreciate the benefits of our long term relationship. With my strong technical knowledge, excellent negotiation skills, energy and enthusiasm, I show a genuine passion for the provision of ethical financial advice. I listen to your personal goals and provide goals-based financial advice which enables you to live the life you want today, while at the same time feeling confident that you will be financially secure tomorrow.

I have been working as a Financial Planner within my own business for over 20 years on a referral only basis. Fortunately over this time my clients have been comfortable in referring friends, family & associates for advice relating to Wealth Accumulation, pre & post retirement advice, personal Insurance protection & associated Financial Planning advice.

Our goal at Navwealth is to provide individuals, families and business owners the clarity they need to reach their financial and lifestyle goals. Myself and my team of professionals do this by empowering our clients with their own personalised strategic plan. At Navwealth our advice considers both Tax Planning and Financial Planning objectives as we have built a true one stop shop of advice for our clients. Our clients enjoy having an Accountant, Wealth Adviser and Lending Specialist all under the one roof. Our clients then enjoy a personalised review programme that brings their Accountant, Wealth Adviser and Lending Specialist together to keep them on track to achieve their goals.

Ben is a founding partner of My Wealth Solutions and is passionate about helping his clients achieve their financial goals. Going above and beyond, he uses his knowledge of real-world business combined with financial expertise to enable people to reach milestones in their lives and enjoy a secure financial future. Before founding My Wealth Solutions, Ben's experience included working as Managing Director of a successful business for five years and the channel partner of a national electricity broking business for two years. Ben is a Self-Managed Super Fund Specialist and is also qualified to give advice on retirement planning, risk management, property, shares, managed investments and specialised lending. Whether buying their first home, starting a family or creating a comfortable retirement, Ben loves being a part of improving people's financial lives and is focused on working hard to get the best outcome for them. As a people person, he also enjoys meeting new people and maintaining close and regular contact with his clients. Something people often notice and appreciate about Ben is his ability to present financial planning in a way that is clear and easy to understand. He also has a keen eye for the finer details, excellent listening skills and a friendly demeanour.

Emily Lanciana is an experienced financial planner with a passion for helping people define and reach their goals to live their best lives. She is a Senior Financial Adviser at Apt Wealth Partners, the 2021 FPA Professional Practice of the Year. At the firm since 2018, Emily has developed specialised expertise in Expat Financial Planning, supporting Australians living abroad to navigate their finances. A participant in the Cancer Council Pro Bono Program, Emily gives her time and expertise to help seriously ill Australians and their families make the best possible financial moves at one of lifes most difficult times. Emily has been in the industry since 2012 and holds a Bachelor of Commerce majoring in Financial Planning, Finance and Marketing from Deakin University. She is also a Certified Financial Planner with the Financial Planning Association of Australia. Outside work, Emily enjoys spending time with and caring for her many pets, going to the gym and reading.

Ross has been an Adviser in the Financial Services industry since August 1981. His specialty is with full financial plan construction incorporating advice on wealth accumulation, superannuation, personal and business insurance as well as retirement planning. During Ross? career he has completed numerous insurance and financial planning courses and is a Certified Financial Planner? professional granted through the Financial Planning Association. Ross was AXA Financial Advice Network's State Adviser of the Year in 2002 and 2007, in addition to AXA Financial Advice Network's National Adviser of the Year in 2007. He has also been nominated twice for the Australian Financial Advisers Association Adviser of the Year award. He is a Top of the Table Member of the Million Dollar Round Table (MDRT), a global association for Financial Industry Professionals which has membership numbering 36,000 in eighty countries. Ross has a philosophy of giving back to the industry in whatever manner he can, and in this regard he has served on various industry association boards.

Anthony Pears has been providing great advice and service to our clients since 2001 with Integra Financial Services, a boutique financial advice business located in Parramatta, Sydney. Anthony can help put you in control of your life and provide you with the freedom to live the way you want. He spends a lot of time listening and understanding what is important to you and what concerns you in life. Anthony has the experience and knowledge to help you make informed decisions about your financial affairs to give you peace of mind. He will simplify complex matters and work with your other advisers such as your Accountant or Lawyer. This team based approach ensures you receive a great client experience. As your life changes and the world around you, Anthony can educate you about the opportunities available to help you achieve your goals. Our relationship is built on mutual respect, trust and open and honest communication, and we are committed to providing a professional, dependable and courteous service. Anthony and our team will always act in our clients best interest.

Tony is a Senior Adviser at Announcer, assisting clients to achieve their financial goals. He has been working in the finance industry since 2002, specifically at Announcer for over 10 years and is one of the owners of the Announcer Group of Companies. Tony has completed a Bachelor of Information Systems at the University of NSW, as well as an Advanced Diploma of Financial Planning and is a Justice of the Peace. With vast knowledge and experience, he is able to provide a diverse range of strategic financial planning advice to his portfolio of clients. His goal is to work with clients to understand their situation, create and then implement a personalised savings and investment plan to help them get to wherever they want to be easily and efficiently. With a young family himself, Tony understands the difficulty of juggling family and work with sorting financial affairs and that is why he strives to help people plan for their future.

Aaron leads our Collective Wealth Advisers team and brings a strong culture of personal service to our client offering. Aaron works closely with clients to help identify what is important to them, create solutions to meet their goals and partner with them to guard their financial situation moving forward. Aaron has a strong focus on pre-retirement planning, investment management and direct equity portfolio management. He is an SMSF Specialist Adviser. Aaron holds a Fellow Chartered Financial Planner designation. Aaron's ability to explain complex financial situations in easy-to-understand language helps build the trust that is so important in a professional relationship. Aaron has recently been awarded the National Adviser of the Year (FPW) and has been admitted to the highly regarded Most Trusted Adviser register, celebrating financial planners who have shown excellence in the profession.

Peter has been authorised by AspectFP Dealer Services Pty Ltd to provide you with financial planning advice. Peter first entered the financial planning industry in 1985 and is a highly experienced Financial Planner. He holds a Diploma of Financial Planning and Business (Marketing). He consulted to a number of Fortune 500 companies at an international level prior to joining AspectFP Pty Ltd. He is a registered inventor holding a number of Patents in his name that focus on client transparency within Finance Software design. As an Authorised Representative of AspectFP Dealer Services Pty Ltd, Peter can provide strategic wealth advice in all areas of financial planning, however his skills are particularly suited to assisting you build and protect personal wealth. This can be achieved through cash flow management, investment strategies, use of structure for control and risk protection to assist you to achieve your lifestyle goals and financial security.

Julian joined Invest Blue in 2007. He is a Certified Financial Planner and holds a Bachelor of Agricultural Economics from the University of Sydney. Julian gives not only good advice; he also takes the time to educate his clients. In 2012 Julian was short-listed for the Association of Financial Advisers (AFA) Excellence in Education Award. Outside of work Julian loves spending time with his wife and children. Julian is a passionate Tahs supporter and unlucky Eels supporter. He also enjoys (trying) to keep fit, meditation and collecting fine wines. Other qualifications of Julian's include an Advanced Diploma of Financial Services (Financial Planning), Self-Managed Superannuation Funds Accreditation, Borrowing within Self-Managed Superannuation Funds Accreditation and Certificate IV in Financial Services.

Sydney based financial advice professional, financial coach and educator for people who seek simple and elegant lives. I have dedicated my professional career to closing the financial education gap in Australia. In search of the true value of financial advice (which is the equivalent of the Holy Grail in the financial advice profession), I've realised two things: 1. When it comes to managing real financial outcomes for real people, the main focus of the adviser-client relationship needs to be something we can fully control. 2. We're all human and we all get very subjective and emotional about money. We also get busy and distracted. Surrounded by constant financial noise and options, it's extremely difficult (if not impossible) to manage our own money behaviour, act rationally and stay focused. It hit me almost immediately that the biggest value a financial advice professional can add to their client is not only understanding the rules, strategies and legislation (that part is a given). More importantly, if we want to make a fundamental difference to people's lives, we also need to focus on something people can't do on their own, something we can totally control and something that actually matters the most, their money behaviour. I enjoy working with individuals who find it somewhat difficult to have an open conversation about money and those who simply don't have time for it.

With over 19 years' experience, Richard provides tailored, high level strategic advice and disciplined portfolio construction and review methodology to a range of high net worth clients including self-managed super funds, trusts, private ancillary funds and many charitable organisations. Richard also specialises in providing advice to medical professionals and maintains a strong reputation in this regard. Richard oversees the strategic direction of Leedam Sheppard and manages a highly qualified team consisting of 5 Financial Advisers and 3 Paraplanners. When not in the office, Richard is generally spending time with his family. He is also a keen motorsport enthusiast and regularly competes in various Tarmac Rally events across the country.

Glen James is a licenced financial adviser and is the managing director of the Fortify Financial Advice Network. He is conservative and somewhat a contrarian in the way he delivers his practical financial advice. Glen has a particular interest in personal finance and Estate planning. Glen regularly speaks to financial planning professionals at various events locally and interstate. He has ghost written lyrics for a chart topping song internationally and spoken on an award winning money show in the USA live to 12 million people.

Michael commenced his working life in the banking industry back in 1990 and moved into financial planning in 1999. Michael enjoys having a career centred around helping clients achieve their financial goals, and finds it very satisfying. Michael specialises in the areas of personal superannuation including self managed Superannuation, retirement planning and mortgage and finance broking.

After several years in the industry as a technical analyst, I joined Advice First in 2010 as a Financial Adviser and then became a Partner in 2013. As the firms Retirement Specialist, I have a specific interest in, superannuation, self-managed superannuation funds, wealth management, cash flow analysis and budgeting, pensions and Centrelink, aged care and tax planning. My role allows me to put in to practice the knowledge I gained from completing my degree in Financial Planning and Accounting. I particularly enjoy assisting our clients with retirement and lifestyle planning. I measure my success on the difference I make to people's lives, by focusing on what's important to them, and assisting them to gain a better understanding of their financial and lifestyle circumstances. On a personal note, my wife (Susie) and I spent our younger years living in London and travelling Europe, before returning to the Gold Coast in 2005 to get married and have our 2 beautiful girls, Chiara and Sienna. Born and raised on the Gold Coast I enjoy all outdoors sports and can often be found on the golf course, wakeboarding, camping or getting up at absurd hours to watch Arsenal play football! My qualifications include a Bachelor of Commerce in Financial Planning & Investments (Accounting) Certificate in Self-Managed Superannuation Funds, Commissioner for Declarations (QLD) and membership of the Financial Planners Association of Australia.

Warren Hanna (B. Bus. Fin. Plan) is a Senior SMSF Adviser for award winning firm JBS Financial Strategists, a boutique financial planning practice in Melbourne that specialises in SMSF and personal risk insurance. Warren has over 12 years of experience working with clients from all walks of life. He is passionate about the financial planning industry and the value that seeking advice can provide Australians. Warren is a member of the SMSF Association and the Association of Financial Advisers. Not only is Warren passionate about Financial Planning, he is a family man and a golf tragic.

I have been in the financial services industry for over 25 years. I like the way our industry is always changing and moving forward. The fact that I can make a difference to so many peoples lives is why I love what I do. I have a long history in the industry, starting in administration and working my way through to paraplanning and then into Advising. I have been with Grasso Financial Services since we opened our doors in Ayr in 2006 and I became a partner in Grasso Financial Services in January 2015. I moved from Ayr (the Burdekin) to Townsville in Jan 2015 to provide our Townsville clients with greater access to advice and services. I still return to our Ayr office every fortnight. I have two teenage boys, and like to keep active and exercise regularly. I believe it is important to keep your mind and body in good health enabling me to cope with the pressures and deadlines of work and study. I am currently undertaking my Masters in Financial Planning. I enjoy the strategy side of financial planning the most as I like to give my clients options to consider, thus involving them in the process. It is a way of educating them and taking them on a journey. Our Investment process is very hands on. We take a lot of time and give a lot of attention to the management of our clients portfolios and our clients over the years have learnt how the markets and investments work. Once again it is about education, contact and keeping things simple that makes the relationship with our clients work well.

Gary established Spencer Private Wealth with the vision of helping individuals, families and business owners achieve their lifestyle goals and improve their financial position by offering comprehensive financial planning advice and disciplined and ongoing investment management. The personalised services available include needs based coaching and financial education tailored to the clients' personal objectives whilst also applying the latest academic, market and legislative research. "The greatest reward for me as an adviser has been to navigate through periods of change and challenge with my clients, and make a real difference in their lives". Outside of work Gary is passionate about family life, rugby union, and about supporting families who are doing it tough (particularly those families who are caring for family members with special needs, through his website www.spectrumplanning.com.au).

I grew up in the US and came to Adelaide in 1993 where I married my partner, Karen. I enjoy helping people solve their financial problems, build their wealth and prepare them for the future. Being prepared is key, as the Chinese proverb instructs, "Dig a well before you are thirsty."

Debbie is the Director of Wealth Fusion that she set up in June 2012 from scratch as she wanted to have the ability look after her clients to the nth degree. As well as being an accomplished strategic Financial Adviser, with over 18 years experience within the financial services industry. She is the holder of an Advanced Diploma in Financial Planning, Fellow Chartered Practitioner (FChFP) plus many other related qualifications, and has performed the role of Adviser for the past 10 years. Debbie's experience in the industry, which also includes 6 years as Compliance Manager in the UK, has given her the advantage of being able to understand the needs of her clients, great communication skills and ultimately the provision of outstanding service. Debbie also possesses a detailed knowledge of the principals of 'Self-Managed Superannuation' funds, which provides for the foundation on which to build strategic advice she offers to clients, who range from Accumulators to Retirees. Everyone at Wealth Fusion prides themselves in excellent Customer Service skills, genuinely care about all clients and the provision of the best advice,

Robert Greig is an experienced financial planner with a passion for assisting individuals, couples and families to build their financial position, navigate life events and ultimately achieve their goals. Based on the Northern Beaches of Sydney, Robert is known for his patient and approachable manner, making him the perfect choice for people experiencing inheritance, bereavement of a partner or settlements. He has a proven track record in achieving outcomes for clients at all stages, from those looking to build on their existing wealth to those navigating retirement. A Senior Financial Adviser at Apt Wealth Partners, Robert has a decade of experience in the industry. He holds a Master of Financial Planning and a Bachelor of Applied Social Science. Outside work, Robert is passionate about fundraising for his local community and is a North Narrabeen Surf Club member. On the weekends, he can be found spending time with his wife and two young children, at the beach or on the golf course.

Theo joined Invest Blue in September 2015 following two and half years as a Specialist Risk Adviser on the Central Coast of NSW. Prior to that he spent 5 years as a Financial Planner in the UK specialising in assisting medical professionals with all aspects of their finances. With his wide experience, Theo is passionate in supporting his clients and their families in making key financial decisions to ensure they live their best possible life and achieve their goals and dreams. When not at work Theo spends most of his time with his wife and 2 young daughters, Eliza and Penny enjoying life on the beautiful Central Coast. He is also a keen cricketer and fisherman, occasionally sneaking off for a fishing weekend in Queensland when he gets the chance.

Laura believes all Australian's can benefit from financial advice and establishing a budget alongside a good debt management system early on means you are setting yourself up for greater choices in later life. If you are closer to retirement Laura's passion is helping you realise your dreams; whether it be stopping work completely or reducing your workload to allow for more travel or time spent with family and friends. Good financial advice means you are informed & educated on your options, resulting in fewer surprises throughout the journey. Laura recognises everyone's objectives are different, and incorporates these objectives into her client's strategies, whilst ensuring capital protection remains front of mind. Laura has an Advanced Diploma in Accounting, a Graduate Certificate in Financial Planning and is completing a Masters in Financial Planning. Laura is also a member of the Financial Planning Association of Australia. Outside the office, Laura's time is spent with her daughter and partner in the beautiful Eastern Suburbs of Sydney. Having emigrated from Ireland 10 years ago, Laura and her family make the trip back as often as possible to visit family.

A dedicated and innovative financial services specialist with over 25 years' financial services industry experience. I have been in the financial advice industry in various roles since 2002 and providing clients with financial advice over the past 10 years. I am a professional. I do what I do because I enjoy solving problems and helping clients protect and grow what they have now and in the future. My underlying aim when engaging with clients is to motivate and inspire. I have a genuine curiosity of people and what makes them tick, how they came to be where they are and where they want to be. As such I develop a deep understanding of what my client's needs and wants are.

From humble beginnings I grew up on the family farm in Glencoe (South Australia) seeing firsthand the trials and challenges associated with agriculture. I gained a strong passion and respect for the industry and helping local farmers which has carried through my entire career. I have had an interesting journey to come to this point in my life. I was fortunate enough to be married to my lovely wife Eileen at the age of 20, shortly after completing my winemaking degree. I worked on four continents in the wine industry as a wine maker finishing my career overseas as the Director of Oenology for Pernod Ricard, here I developed a strong appreciation for large corporations and international banking. The more i learnt about investment markets overseas my passion turned into a desire to change careers. This led me to completing my two graduate diplomas and pursuing a role with NAB, who have a strong connection to agriculture. I have long believed that the greatest success, would be not to just find a path for farms or business to transition from one generation to the next, but use my experience and personal insights to assist in business developing strategies for generational transition, retirement as well as exit strategies. During my ten years of service with NAB, I was recognized repeatedly for my strong customer focus and significant business outcomes earning invitation to over 20 recognition events including 9 Night of Nights and 7 Leading Lights awards. I also sat on the advisory board for NAB Financial planning for 4 years. I find great personal satisfaction in helping others gain a better understanding of their finances aspirations & dreams whether it be for business, personal investment or agriculture taking significant steps to ensure I am properly equipped to provide the highest level advice strategies. 2015 found I was asked by nab to be in the first wave of Self employed Franchise owners within the nab group. Every day I am creating better Wealth solutions through innovative ideas for all who choose to work with my team. I am the only fully accredited specialist Self-Managed Super Fund Advisor with the SMSF Association of Australia In NAB. Along with my wife Eileen, I am currently Principal of NAB Financial Planning Adelaide CBD Pty Ltd. Contact David and the team for a confidential discussion on 08 82321029 or email David at david.nelson@nabfpadvice.com.au

Jenny Brown FChFP, CFP, SSA, Dip FP is the award-winning director and head of strategy of JBS Financial Strategists, a boutique financial planning company in Melbourne that specialises in SMSFs and personal risk insurance. She's also proudly the 2013 AFA Financial Adviser of the Year and the FSSmileys Scholar of the Year. Jenny offers more than 22 years? experience in the financial planning industry. Her business is about building relationships, which has enabled her to grow JBS into the thriving and progressive practice it is today, backed by a lively and dedicated team of advisers and specialists. Her great passions are social media and networking, but she's equally driven to help women in business and sits on several business advisory boards. Jenny is a member of Self Managed Superannuation Professionals Association of Australia (SPAA).

Over the last 25 years Bill has assisted clients to work towards and realise their dreams and he feels as passionate about helping his clients making a real difference in their lives as he did 25 years ago, but now has more wisdom and the grey hair to match! Bill's vast experience provides him with the skills to understand and articulate clients? financial and lifestyle challenges with great clarity. He has the unique ability to explain often technical concepts in client - friendly language. Bill established W Bracey Sydney Financial Services in 1988 and has overseen its steady development into an industry leader. The business now looks after the financial affairs of thousands of families with combined assets in excess of $300 million dollars. Bill is an Authorised representative of Charter Financial Planning, director of the NSW Authorised Representative Association and board member at national level. He also has substantial commercial experience, having previously been owner, board member and Managing Operator of several regional retail stores. Bill enjoys spending time with his wife, three children and their dog, loves surfing and boating activities and is an avid supporter of the Wallabies and Roosters.

Kurt initially joined Profile in 1999 where he worked part time with the administration team while completing his University Degree. On completion of his degree he moved into Corporate Banking for a large institution, where he developed a strong knowledge of entity structures, as well as cashflow and debt structuring. In 2006 Kurt returned to Profile and he now works as a Financial Planner. Kurt's passion for planning is to help people make their own, well informed choices by breaking down complex situations and identifying the important issues that need to be addressed. He has a particular interest in Self Managed Super Funds and the range of beneficial strategies they can open up for clients. Kurt holds a Bachelor of Agricultural Economics (majoring in Corporate Finance, Economics and Agricultural Economics) and a Diploma in Financial Planning. He is a member of both the Financial Planning Association of Australia (FPA) and the Self-Managed Super Fund Professionals? Association of Australia (SPAA).

Michael has over 10 years experience in the financial services industry and has been practising as a financial adviser for 7 years. He is passionate about untangling the complexities of the financial world for his clients while guiding them to achieve their financial goals. Michael believes that listening to and understanding clients is the most important foundation upon which good advice is built and is the key to helping clients meet their personal goals. Michael specialises in providing pre and post retirement planning, superannuation advice and investment portfolio construction. Michael also speaks fluent Polish.

I have been a financial planner since 2001. In 2002 I took over my father's practice, who retired after 16 years of operating a practice in rural South Australia. I am married with two young school age children who keep my wife and I very busy. In my spare time I love a full range of sporting activities including: running, fishing, AFL, mountain biking, water sports and tennis to name but a few! Seeing that I have helped make a difference to client's lives and enabled them to achieve their goals, both personally and financially is the most enjoyable part of financial planning for me. I was previously the State Director of the SA chapter of the AMP Financial Planning Association. I also represented SA financial planners on a national level as a Federal Board member of the Association. I am now a member of BARC a consulting body providing advice to the Association on structure, succession and remuneration.

I have been in the financial services industry since 2000 and a financial planner since 2005. I started my career in the private client wealth management industry in London before moving to Australia in early 2004. I joined Milestone Financial Services in 2004 as a paraplanner before progressing into an advising role and became a shareholder and director of the business in 2007. I work with a wide variety of clients and specialise in helping busy professionals and business owners realise their lifestyle and financial goals. I am experienced in all aspects of financial planning, including cashflow management, debt strategies, superannuation, investments, retirement planning, personal insurance and estate planning. I also have in-depth knowledge of the various entities that clients may have including companies, family trusts, unit trusts and self-managed superannuation funds. I believe in a collaborative approach to financial planning which involves explaining to clients different options for achieving their goals and then assisting them to work out which option is right for them. Education is a big part of what we do both in one-on-one meetings and through our workshop program. My goal is to build long-term relationships with my clients so that I can assist them in all aspects of the financial lives as their needs change over time.

I have been a licenced Financial Adviser since joining Advice First in 2007 and became a Partner in the firm in 2013. My formal studies (Business Degree majoring in Finance) and past experience (as a technical analyst, creating financial plans) have provided the ideal footings for my career as a Financial Adviser. I am accredited to provide advice to "sophisticated investors", a segment of the market that I am particularly passionate about working with, as I sit on a National Board that represents leading financial advice firms in building quality investment portfolios for clients. My primary advice responsibilities at Advice First are in the areas of: wealth management & investing, direct share portfolios and managed funds, self-managed superannuation funds, cash flow analysis and budgeting and tax planning. Professional satisfaction comes from building diversified investment portfolios that reduce risk and enhance returns and the ultimate reward and outcome of doing this is, portfolios that do well in bad times, not just the good times and unsolicited referrals from happy clients. I was born and bred on the Gold Coast, but like travelling around the country to service the many clients we have in all states of Australia. My wife (Elicia) and I are enjoying the learning curve associated with having a young family, and love spending the weekends with family and friends on the famous Gold Coast beaches. My qualifications include a Bachelor of Business (majoring in Finance and Marketing), Advanced Diploma of Financial Services, and membership of the Financial Planners Association of Australia.

Sean has worked in financial services since 1997 including 12 years in London and Hong Kong. He holds a Bachelor of Commerce majoring in Finance as well as a Graduate Diploma in Financial Planning and is also a Financial Planner with the Financial Planning Association of Australia(FPA). As an experienced professional Sean provides holistic financial advice to new and existing clients as well as educating them about their finances. He enjoys getting to know clients goals and developing plans to help them achieve what they want with their finances. Outside of work Sean keeps busy looking after his young family and enjoys trail and road running.

I first began working in Financial Services in London with Citibank in 2001. Since that time I have held various roles working back in Australia and joined the team at MBA FS in 2013. I enjoy taking time out on the weekends to spend with my family and friends. I also enjoy going to the football and locally I support Norwood in the SANFL. I consider it a privilege to help everyday Australians reach their desired goals and objectives. Taking complicated and stressful situations people can find themselves in and turning them into easy to execute, individually tailored strategies of wealth creation. Mostly importantly, putting my clients in control of their lives and their outcomes.

I have devoted almost 30 years helping people to achieve the lifestyle they want. Over this time I have learnt that everyone is different, with different desires and life experiences, but one thing we all have in common is the need to plan and manage our financial future.

Christine is the Senior Financial Adviser and Director of Prominent Financial Services; she started her career 27 years ago. She is passionate about improving the perception of financial advice within the community and helping more women step up into leadership roles; she attributes her success to creating great relationships built upon honesty and trust. Christine believes strongly in giving back, she continues to be involved in a number of mentoring programs and industry initiatives; her business is a Women Friendly Accredited business as she feels that it is vitally important that women seek financial advice to improve their financial future. Christine plays active roles within the community, she is an Ambassador for Cancer Council SA and had raised over $200,000 to help beat cancer, she is the State Chapter chair for Inspire ? an AFA initiative to help women learn, plan and achieve. Christine plays active roles with many industry associations as she believes in being at the forefront in helping improve the industry, legislation and profession. In the work place, Christine works to reflect her own personal values of integrity and fair play. She allows her staff to make decisions and take responsibility for their actions, rather than referral and passing on responsibility within the group. It is encouraged that others manage their responsibilities, while taking and giving appropriate feedback along the way.

I started Coral Coast Financial Services in 2001 with the idea that I would help people create wealth, as it turns out this was only one part of my destiny. Being termed a financial planner can be so limiting, it conjures up images of salesmen in suits sliding in an out of your life, cold and clinical, and is nothing at all like reality. What I have found on my journey to becoming a most trusted adviser is that I am and must be so much more than an investment adviser. To truly be able to help I need to partner in people's lives, to understand and empathize and to invest some of myself. It is not just a business transaction it is a relationship of personal and financial success. I love what I do because I know I make a difference in the lives I touch and lives that touch me. I am a financial planner and I work for my friends.

John Versace is an experienced financial planner with extensive expertise in helping expats protect and grow their finances to reach their goals. He uses this wealth of knowledge to support Australian expats, those migrating to Australia and US citizens living on our shores. Based in Melbourne, Victoria, John has been in the financial services industry for 15 years, 10 of those with Apt Wealth Partners, where he is a Senior Financial Adviser. He is known amongst expat communities for his deep knowledge of wealth building and protection in multiple jurisdictions, helping people live their best lives wherever they reside. John holds a Bachelor of Business (Economics and Finance) from RMIT and a Graduate Diploma in Financial Services. He is also a Certified Financial Planner with the Financial Planning Association of Australia. Outside work, John is a passionate football fan, following AFL and soccer. His weekends are usually spent with his family, enjoying the outdoors and spending time with his daughter.

Chris has been a financial planner since 1999. He started out on his Financial Planning career working with his father Keith in what became Cornerstone Financial Group - a highly successful, award winning financial planning business. Chris has widespread academic and industry qualifications and experience. He holds an Economics degree, a Diploma of Financial Planning, is a Certified Financial Planner (CFP), a Justice of the Peace (JP) and holds SMSF Specialist Adviser status with SPAA. Chris is a Director of Invest Blue as well as having been a Director and Board Member of the AMP Financial Planners Association (ampfpa) for the past 3 years. He is currently the Chairman of the ampfpa - a role that sees him work closely with fellow Financial Planners, AMP and a range of industry bodies on matters impacting the Financial Planning Industry. Aside from his busy professional life, Chris loves spending quality time with his wife Nerys, children Laura and Tom and enjoying the company of family and friends. He enjoys travelling, tries to keep his golf handicap at a respectable level and is also a fan of most sports played with a ball!

Tim has over 20 years experience in Financial Planning, after starting his career in the investment banking sector. He holds a number of qualifications, including a Bachelor of Economics from Macquarie University, the CERTIFIED FINANCIAL PLANNER professional status with the Financial Planning Association of Australia (FPA), and the CPA (Certified Practising Accountant) designation. Tim enjoys helping clients navigate the ever-changing financial world we live in through long-term relationships, understanding each client's personal circumstances and tailoring advice to suit. On a personal level, Tim enjoys trying to keep fit and getting outdoors and is an active member of the Burning Palms Surf Life Saving Club.

Calum commenced his professional career in baking with Westpac in 1995. After progressing through a number of service and lending roles, he transitioned into financial planning in 1998. In his time at Westpac as a Financial Planner, Calum received many accolades in recognition of his success in assisting his clients to improve and protect their lifestyles. Calum also spent time at Westpac mentoring other financial planners and helping them develop their skills. Calum holds and Advanced Diploma of Financial Services and is a Fellow Chartered Financial Practitioner (FChFP), his real strength is in his ability to listen to clients and convert complex issues into easily understood solutions. He is married with two children and enjoys nothing better than family time, boating and water sports. Calum is one of the founding directors of Panoramic Financial Solutions.

Natalie has over 30 years of experience within various sectors of the financial industry and has been a financial planner since 2006. She completed her Diploma of Financial Planning from Deakin University in 2004 and is a CERTIFIED FINANCIAL PLANNER as designated by the Financial Planning Association. She completed her Graduate Diploma in Financia Planning with Deakin University in 2023. Natalie is an Accredited Aged Care Professional as per the Aged Care Steps training program and is an Aged Care specialist. Natalie understands seeking the right advice can help you to make the right decisions and reduce the stress on you and your family. Natalie’s experience includes providing advice in the areas of superannuation, Self-Managed Super Funds, retirement, wealth creation, personal protection, Aged Care, gearing, redundancy packages and Centrelink issues. Natalie is married with a young son and loves to travel as much as she can.

I started in the Financial Planning Industry at the age of 18, when I left school and became my father's Personal Assistant when he was the country Financial Planner for Challenge Financial Services for a couple of years. However, I found the travel bug and ended up living and working in Florida for 6 months and then after another stint at home, moved to London for 6 years. During this time Dad left the bank and went out on his own, so I started studying my Financial Diploma in my last year of London, so by the time I came home I started working in business as soon as I got home in early 2007. My sister Kathy was also working in the business as an Adviser and Dad told us we had 3 years to make him redundant! I spent a good 2 years working in the field with Dad, whilst finishing my Advanced Diploma. Going out to all appointments and meeting the country clients so that they would feel comfortable with the transition when Dad was ready to retire. In July 2010, Kathy and I bought into the business and Dad retired in July 2011. Since then we have been running and growing the business and changing to keep up with the legislation and technology. We have very strict processes and procedures in place within the work place as we find this is the most efficient and effective way to run a business. I have recently just had my first child and enjoying being able to have flexibility of the best of both worlds of being a Mum and an Adviser. I still love travelling and having clients all over WA and the east coast allows me to be able to travel and see clients at the same time.

I am the Co-Founder and Director of Blueprint Wealth and have been a Financial Planner for over 20 years. My personal philosophy is founded on the notion that knowledge is the key to success. I endeavour to motivate my team and my clients to think logically about money; the accumulation, protection and use of money. At Blueprint Wealth, we take a low-risk philosophy to investing. I invest my money in the same way I do for my clients. The cornerstone of the success of our business has been the desire to learn more and continue to grow. I am a Certified Financial Planner© who holds a Bachelor of Economics, a Master of Taxation and am an SMSF Association SMSF Specialist Adviser. I am a 2016 Amicus Award winner, AMP Financial Planning's recognition of top performance over a sustained period (10 years). The Amicus Award recognises outstanding achievement in the areas of advice capability, compliance and net business flow with an annual Gold Award.

I have been in the Financial Services Industry since 1976, having worked for CGA/Zurich Financial Services for 19 years in various administration and management roles. In 1996 I joined a financial planning practice in Sydney and commenced my financial planning career in 1998. In 2001 I returned to Adelaide to live and in 2003 became a partner in my own practice joining the team at MBA FS in 2013. With my partner Christine, we enjoy catching up with friends and family, good food and wine, spending time at the beach and planning - then implementing - our next holiday with our travel buddies! Every client I meet is different and we enjoy a privileged position in our clients' lives and I appreciate the trust we are handed. I like to feel that I make a difference to my clients' financial circumstances and that we are able to develop a long-term relationship with them. As you can see, I have been in the financial services industry my entire working life and one of the benefits of our industry is the range of people we meet - both clients and colleagues.

Glenn has been involved in the financial services industry for more than 30 years. Having had a successful career on the managed funds and distribution side of the industry he made the decision to move into providing professional advice to clients because he firmly believed he could provide a better more professional advice offering than most advisers he dealt with at the time. So in the year 2000 Glenn bought an Adelaide based advice business and over the next 13 years he (and his staff) grew this business into one of the most respected and well known businesses in South Australia. In late 2013 Glenn was approached to set up Bentleys Wealth Partners (BWP) which has by any industry standard seen unprecedented growth in both client numbers and total funds entrusted to their care. There are 5 core tenants to the advice BWP provide which differentiates this business from other advice businesses. Firstly to retain independence of ownership of BWP such that the advice provided is always in the clients best interest and non-conflicted. Secondly that people don't care how much you know, UNTIL they know how much you care?, and BWP care deeply about all their clients. Thirdly, BWP strive to give their clients education/information such that with BWP's guidance they can make better informed decisions. Fourthly, BWP's major role is to provide clients with clarity, direction and confidence around the advice provided to help meet their objectives. Finally that BWP have a unique and differentiating charging model that is more fee driven and not just a straight percentage of the assets managed. This fee is also capped and BWP know of no other firm that do so. Glenn holds a Diploma in Financial Planning from Deakin University, is a member of the Financial Planning Association and a CERTIFIED FINANCIAL PLANNER (the highest professional designation in Australia and Internationally recognised).

After a career in senior management in Local Government, Anthony was motivated to help people with their finances which led to a move into financial planning in 2003. Anthony is a Certified Financial Planner and joined invest blue in 2005 and helped to establish the Brisbane office. In his spare time, Anthony enjoys holidaying with his wife and three children, as well as being heavily involved in the children's many sporting endeavours. Anthony also sits on the School Council of his youngest daughter's school. He is also trying to keep fit so he can join some friends on an overseas trek in 2016. Anthony's qualifications include a Bachelor of Business, Advanced Diploma of Financial Services (Financial Planning), Self-Managed Superannuation Funds Accreditation, Borrowing within Self-Managed Superannuation Funds Accreditation, Certificate IV in Mortgage Broking and is also a Justice of the Peace.

Daran has been a financial planner since 2004, completed his Advanced diploma in Financial Planning in 2007 and joined Minerds Bell in 2012. He is a member of the Financial Planning Association of Australia. Daran’s experience includes providing advice in the areas of superannuation, wealth creation and protection, retirement planning, gearing, redundancy packages and business succession planning. Daran is married with three young boys and enjoys spending time with the family and is a keen sailor and surfer.

James moved into financial advice 17 years ago after a 20 year career as a commodities trader, working out of London, Bordeaux and Sydney. He founded Total Clarity Group in 2008 as he wanted to ensure that his clients were treated with the care and respect that they deserve. James finds his work highly rewarding as he enjoys seeing his clients achieve their goals, many of whom he has built long-term, and sometimes intergenerational relationships with. He firmly believes that in order to truly help someone, you must first find out what they really want out of life and what makes them tick. Then, once channelled in line with one's beliefs, money can be very powerful. James sees his role as being that of a financial coach, providing his clients with education, options, support and guidance. He takes his clients lives very seriously, whilst not taking himself too seriously.

Starting from a young age, my parents did their best to instil their financial knowledge in me. For starters, they taught me that a credit card was a tool that provided flexibility and convenience but every month a bill would arrive that would need to be paid. With the responsibility of the card, I learned to budget and be smart with my expenses. Along the way, I also learned the importance of setting money aside for a rainy day and setting financial goals such as saving for a big holiday. I started working at Profile Financial Services in 2011 having worked in the Australian financial services industry since 2008. I hold a Masters in Personal Financial Planning, an Advanced Diploma and Diploma in Financial Planning and am a CFP©. At Profile, I combine my experiences and education to help my clients achieve financial freedom and personal goals through insurance, super, investment, and retirement strategies. Success to me is informing my clients that if they no longer wish to work, they don't have to. In my free time, I enjoy playing soccer, traveling overseas, and watching ice hockey. I look forward to meeting you and getting to know your story.

A Certified Financial Planner, Andrew Heaven commenced his career in Financial Planning in 1991. In June 2000 he established the Financial Planning practice WealthPartners Financial Solutions with John Grenshaw in Milsons Point. The practice has been able to successfully "marry" the notion of boutique advice with the backing of a large dealer group. Andrew is a regular contributor in the media. Media credits include articles and commentary in the Financial Review, The Australian, The Sydney Morning Herald, The Daily Telegraph and various magazines. He has a weekly column on personal finance in the Australian Newspaper titled "Q&A with the Coach" He regularly pops up on commercial and pay TV discussing personal finance for the mainstream consumer. Andrew has judged the Telstra National Small Business Awards and the FPA Value of Advice awards. WealthPartners' specialist team provide services to: individuals and families,Small to medium businesses,Corporate clients, Self Managed Super Trustees, Australian residents/non-residents moving to or from Australia.

I have worked in finance industry over 20 years. Starting my career in 1998 as an Accountant and Auditor in India. I achieved a high level of competency in doing complex compliance work. I completed my Masters from UTS in Business Administration with a sub major in Finance in 2004 and continued to build upon my experience while working at a major bank. I started my company Sydney West Financial Services in 2008 and since then have grown from a single planner practice to a staff of 12, now with 5 planners in the office. I extensively work in the field of retirement planning and assist clients in making their life decisions with confidence. My experience across banking and financial planning provides me a unique vision which I use to assist clients by guiding them in their life journey.

Stuart Hollman holds a Bachelor of Business (Finance and Marketing) from the University of Technology, Sydney. Stuart ran his own Financial Planning business from 2001-2005 and has been part of the Navwealth team ever since. He is a Certified Financial Planner and is a Specialist member of the Self Managed Super Fund Professional Association of Australia. Stuart's areas of specialty are Self Managed Superannuation advice and UK Pension transfer advice.

Dominique has over 10 years' experience working in the financial services industry after commencing employment as a Practice Manager/Paraplanner at the start of 2006. Dominique is the Principal Financial Adviser of TFC Financial, a well-established financial planning business within the Darling Downs region. Having a substantial background working as a Paraplanner, Dominique brings to the table sound technical skills, knowledge of the financial planning industry and the ability to tailor financial solutions to her individual clients to help them achieve their desired goals. Dominique takes pride in mentoring clients with investment and financial strategies including risk management to help them reach their desired goals, whilst working towards financial independence

A passionate advocate of financial advice, Hamish enjoys working with clients to help them achieve the goals that are most important to them. Developing strategies that are unique to each client and spending the time to help them understand the details provides comfort and peace of mind that their financial future is in good hands. An aptitude for detail and analysis means Hamish assists clients' to put in place comprehensive strategies and works together with them to respond to the challenges and opportunities of life as they occur. Hamish focuses on delivering a personal, professional service and being available for clients with an open line of communication is a priority. A commitment to education and learning has seen Hamish achieve academic success and several awards. Qualifications include a Masters of Applied Finance, a Graduate Diploma of Financial Planning and a Bachelor of Commerce majoring in Finance. Hamish is also a Certified Financial Planner (CFP). Hamish has over 10 years' experience in financial advice. He provides a critical role in working with client's to develop their financial strategies and then helping them stay on track as the work towards the achievement of their objectives. When not working or trying keep up with his two young sons, Hamish enjoys mountain biking around South East Queensland.

After completing University I began my career at Perpetual Trustees then moved overseas to work in the financial markets and see the sights (lots of Skiing). Upon returning home I decided to establish a career in financial planning because I wanted to make a difference in peoples lives with a strong focus on ensuring clients have appropriate strategies in place that will assist them living a life of fulfillment. Strategy is king. I set out to provide peace of mind to clients and their families through holistic advice on areas of estate planning, investments, superannuation, SMSF, risk management, budgeting/cash flow management and debt. I have passion in empowering clients with knowledge so clients can make strong educated decisions towards their future. My clients become part of a team consisting of a financial adviser, accountant, mortgage broker, lawyer and property adviser. This unique service offering allows my clients to have a number of professionals working together to achieve the clients strategy as all professionals are aware of the direction, goals and strategies each and every client is looking to achieve. I have been working at Announcer for the past 13 years and one of the Senior advisers and business owners. A little about me personally - I was raised on a cattle farm north of Dubbo and in my spare time you can find me on the family farm down in the southern tablelands hanging out with my lovely wife Emily and my two beautiful girls Polly & Heidi. I am a lover of all sports and when I can, love to attend a live sporting event with family or friends.

David's financial planning career commenced in 1999 after a successful period in Corporate Superannuation management. His superannuation background and knowledge provided a natural step into financial planning. David values personal relationships as well as financial guidance. He is proud of the fact that many customers have reciprocated loyalty through their journey. David specialises in the areas of retirement planning, self managed superannuation, wealth creation strategies, borrowing strategies and employer Superannuation. David enjoys keeping fit through various sporting endeavours, is Chair of the local community association and has done a lot of work with the cancer council. David is a certified Financial Planner and holds a Bachelor of Science, Diploma of Superannuation Management, Diploma of Financial Planning and Diploma of Mortgage Broking and is also a Justice of the Peace.

David is the Practice Principal for Tailored Lifetime Solutions Pty Ltd, a Melbourne based financial planning business located in Balwyn. Tailored Lifetime Solutions commenced in 2002 and has grown significantly based on the team's philosophy of providing security, peace of mind and genuine care. David has completed his Diploma of Financial Planning and Certificate of Financial Planning (CFP). David has also attained the status of a SPAA SMSF Specialist Advisor?. Outside of work David is married with 3 children and is heavily involved with coaching of teams his children are involved in. David is also a keen follower of the Carlton Football Club (even in the current environment) and enjoys golf whenever he can.

Andrew Dunbar is an experienced, award-winning financial planner with a passion for helping people live their best lives. He was named the FPA CERTIFIED FINANCIAL PLANNER Professional of the Year in 2019, a testament to his client-first approach, professionalism, and commitment to delivering results. Andrew is a Director at Apt Wealth Partners, the 2021 FPA Professional Practice of the Year. He is known amongst Apt clients for his personalised approach to financial planning that balances life and financial priorities to ensure his clients can live for today while planning for tomorrow. He is highly experienced with over 18 years in the industry and degrees in Commerce and Economics from Monash University. He also holds the Advanced Diploma of Financial Planning and the Certified Financial Planner professional status with the Financial Planning Association of Australia (FPA). Outside of work, he is a father to three young children Jack, Charlotte and Chloe, and has a passion for health, fitness and supporting the community. Amongst his many contributions, Andrew is on the board of the Lungitude Foundation and contributes his time to the Cancer Council's Pro Bono Program, helping cancer patients and their families navigate finances.

As the Senior Financial Advisor, Certified Financial Strategist, Licensee & Director of Chrysalis Lifestyle Planning, Phil is responsible for the day-to-day operations of the company and it's compliance with the law. Phil is also responsible for client advice, strategy implementation and portfolio monitoring. Phil has worked in the financial planning industry since 1996 and has been providing financial advice to clients since 1998. In recent years Phil has featured in professional training videos and Phil's opinion has been sought by journalists and industry associations wanting to know his views on issues facing the financial advice industry in Australia. Clients tell us that Phil is a 'rare find'. He is able to communicate to clients in language they understand and cut through the complexity and jargon. He genuinely cares for each and every client and has a 'whatever it takes' attitude when it comes to protecting his client's wealth and shooting for their goals. Today Chrysalis is an award winning, independently owned advisory practice which employs a team of like-minded individuals all committed to making a meaningful difference in our client's lives. Post university the opportunity arose for Phil to take what he thought would be a short break from teaching to explore the world as a Long haul flight attendant with Qantas. Phil then wanted to put his tertiary study and natural skillsets to work in order to make a contribution to the lives of others. So he embarked on a search that ultimately led him to a financial advisory career. These days when not sitting behind the desk, Phil 's priority is his family, friends and his faith. He is married to Silvie and has two daughters, Annika & Saskia. He enjoys his fishing, tennis, 4WD adventures, overseas travel, fitness training and surfing. Phil also serves at a community soup kitchen at his church in Manly, is a Justice Of The Peace and sits on the advisory board of a global children's ministry organisation.

Troy is Director / owner of Scott Glen Financial Advisers with 8 years experience providing superannuation (including SMSF), retirement planning, personal asset protection, investment and estate planning advice. Troy has a particular interest and depth of experience in asset protection and superannuation advice and is passionate about assisting his clients achieve their long-term financial and lifestyle goals. Troy holds a Bachelor of Business, Advanced Diploma of Financial Planning, SMSF accreditation and is currently studying the Fellow Chartered Financial Practitioner qualification. Troy is also a member of the Association of Financial Advisers. Troy was awarded the Challenger Retirement planning scholarship through UNSW Business School in 2015. Troy's professional and consistent care for his clients was recognised by his peers, who awarded him the Securitor 2015 QLD Rising Star of the Year award

Preston has worked in financial services for 20 years. The last 16 years has been providing personalised financial planning advice, which includes farm and business succession planning. Preston's academic qualifications include a Bachelor of Business and a Diploma of Financial Planning. He is also a Certified Financial Planner professional with the Financial Planning Association of Australia.

Ben, originally from the Tweed Coast in northern NSW studied at the University of New England in Armidale and moved to Coffs Harbour for his role as a Financial Planner with Invest Blue. Ben loves spending time with his wife and three daughters and has recently completed the Future2 Wheel Classic from Melbourne to Adelaide - helping raise funds for kids in need. He is passionate about all sports, in particular rugby. One day Ben would like to complete the New York Marathon. Ben is a Certified Financial Planner and other qualifications include a Bachelor of Commerce, Bachelor of Law, Advanced Diploma of Financial Services (Financial Planning), Self Managed Superannuation Funds Accreditation, Certificate IV in Mortgage Broking and he is also a Justice of the Peace.

Michelle Tate-Lovery is the Director and Principal Adviser, responsible for the advice process and philosophy, of Unified Financial Services Pty Ltd, which focuses on comprehensive, strategic, lifestyle financial planning. Michelle is a multi award winning Financial Planner with over 25 years of experience in helping clients achieve financial independence and achieving happier, more fulfilling lives.

I originally joined Tailor-Made Financial Services in 2005 as a Financial Advisor specialising in Para planning. In 2015 I became a director and now as a Certified Financial Planner©, I provide holistic financial advice on Self-Managed Super Funds (SMSFs), superannuation, retirement planning and investment advice. With a strong interest in finance since studying Economics in high school, Financial Planning particularly appealed to me as it provided me with the tools to manage my own finances and also be able to pass on this knowledge to others. This ultimately helps reduce the client's financial stress giving them the freedom to focus on what they enjoy doing. I moved to Milton-Ulladulla in 2008 after commuting from Nowra for two years. I love living in a country town near the beach where I only have a short drive to work. Out of the office you will find me participating in community activities with Apex or catching up with family and friends. I have been the Treasurer of Apex since 2011 and on the Executive Committee of the Milton-Ulladulla Business Chamber since 2015.

I have been with the Blueprint Wealth team since 2005. I am passionate about getting to know each of my clients to develop a personalised strategy to meet their individual circumstances. I am based out of our South Perth WA office, and regularly have the opportunity to meet with our clients across Western Australia; from Kalgoorlie to Mandurah. To continue to add value and to ensure I am providing the most up to date information to my clients, I invest in professional development on an ongoing basis. I enjoy getting to know each of my clients over time; their hobbies, dreams for travel, family and career aspirations. I take pride in understanding how I can help them achieve their financial goals.

I joined Silvan Ridge in 2008 while studying, beginning in a part-time administrative role before becoming a financial adviser in 2012. I love the way we can put a smile on our client's faces, knowing that we have made a positive impact on their lives. As a very people-orientated person, I enjoy spending time with family and friends, going to the gym and travelling - my favourite destinations (so far) are Ireland and New York.

Kate commenced as Director of Edney Ryan Wealth Management in 2017, after joining the team in 2015. Kate won the Hillross Adviser of the Year Award for 2017 - a national award recognising an adviser with the highest level of professionalism and excellence through client service, advice delivery, implementation and client advocacy. Kate brings years of local and international experience in wealth management. Furthermore, her prior roles in business and team leadership positions make her a knowledgeable, collaborative and passionate leader of Edney Ryan Wealth Management. Kate has over 20 years? experience working in asset management and private banking including roles at Banque Internationale based in Luxembourg, CIC Banque Transatlantique based in Paris, Deutsche Asset Management and BT Financial Group in Sydney. Kate has a Bachelor of Business (International Business and Business Law) from UTS Sydney, and an Advanced Diploma in Financial Planning. She is a Certified Financial Planner, a Certified Private Banker, TEP (Trust and Estate Practitioner), Vice Chairman and Board Member of STEP Benelux and a Member of the Financial Planning Association of Australia. Kate is fluent in French and Luxembourgish.

Frank D'Alesio is an experienced financial planner with a passion for being part of his clients journeys, supporting them to achieve life and financial goals. Based in Melbourne, Victoria, Frank has been in the advice industry for 14 years, joining Apt Wealth Partners in 2020 as a Senior Financial Planner. He is known for his high level of service and contemporary approach, empowering his clients by providing them with choice, freedom and flexibility. Frank holds a Bachelor of Business in Financial Planning from RMIT and is a Certified Financial Planner with the Financial Planning Association of Australia. Outside work, Frank enjoys playing and watching soccer and spending time with the family. He is a passionate movie buff and can often be found at the cinema.

I commenced my financial services career as a Fund Manager for NAFM in 1992 managing a hybrid property fund for about 5 years. I then worked part-time as a private client adviser whilst at home with my two children, and then spent 8 years organising professional golf tournaments. I returned to financial services in 2007 as a Financial Adviser and added an Advanced Diploma of Financial Services to my Bachelor of Business Degree. My strength is my ability to relate to clients, and explain complex financial strategies to them so they really understand what they are signing up for. I have been heavily involved in the local community through volunteer work and sporting clubs, including a stint as President of a local junior football club. Currently I am Treasurer for two not-for-profit organisations that specialise in helping women and children. I live with my husband and two teenage boys, and I enjoy organising my annual adventure weekend for a group of girlfriends who are keen to "continue pushing their comfort zone".

Andrew Collis has been a trusted adviser to his clients for over fifteen years providing tailored financial solutions in an atmosphere of mutual respect and professionalism. As a director of Prospero Financial Planning, Andrew has been able to ensure the focus of his business is always centred on shepherding resources to optimise outcomes to individuals and small businesses throughout Australia. Andrew and his experienced team pride themselves on being able to develop bespoke strategies, educate and mentor their clients, and remain up-to-date with industry best practice. Operating as a financial hub Prospero draws on its various contacts in specialised areas such as legal services (including estate planning), finance, accounting and taxation matters to complement its services.

Drew Hickey started with Navwealth in 2011 as a Wealth Adviser. He has a Masters of Applied Finance and Investment and a Bachelor of Economics from the University of Sydney as well as a Diploma of Financial Services under his belt. Before joining the Navwealth team, Drew played professional rugby union in Australia, the UK and Japan. He has experienced firsthand, the complexities and opportunities associated with foreign income and investing in international markets. His strengths lie in his ability to really understand a person's goals in life and incorporate that into their financial decisions. Drew credits his time playing rugby for his strong understanding of what it takes to succeed, As an athlete, you set yourself measurable goals with a clear time frame to achieve them. You rely on a coach as the expert to help you get there. Being financially successful mirrors these exact same principals.

Will commenced working in the financial planning industry in 2015 and became a financial planner in 2018. He has completed a bachelor’s degree in International Business, Finance and Trade at UniSA and then furthered his education by completing a Diploma of Financial Planning in 2016. Will is qualified to provide advice on a wide range of areas including superannuation and retirement planning, wealth creation and personal insurance protection. Also, an accredited Mortgage Consultant, Will can also provide advice on mortgages or other lending products under MB Mortgage Solutions. Outside of work, Will loves keeping active by going to the gym, boxing, and playing soccer. He also is a big foodie and loves travelling.

Steve commenced his financial planning career in 2000 at his family business, Financial Independence Planners in Penrith. Prior to this Steve was employed as an accountant from the time he left school. Steve has been responsible for growing the business in Penrith, Norwest, and the Central Coast. Steve is extremely proud that the team that grew with him at Financial Independence Planners remain an integral part of Invest Blue today. This growth was achieved as there was always a focus on a long term relationship of trust and support with clients. Our focus on pre and post retirement advice meant that we have assisted many clients achieve their goal of financial independence, and these clients became strong advocates of the business. Steve is passionate in supporting his clients to make those key financial decisions, and believes in the approach that a great financial adviser provides all the education and support required to help their clients make smarter financial decisions to live their best possible life. Steve certainly believes that with his support, and the resources of the team at Invest Blue, that his clients do believe it's possible to achieve their dreams, and their adviser will help them to do this. Steve, and his wife Kerri, have three young children all growing up on the beautiful Central Coast of NSW. Steve and his kids are actively involved in many sporting clubs and teams, particularly the local Wamberal Surf Club in which Steve is a patrolling member, and the entire family is actively involved in many ways. Steve is a Certified Financial Planner, an Accredited Finance Broker and Self Managed Superannuation Specialist Adviser and Justice of the Peace, and holds a Diploma of Financial Planning.

With over thirteen years of experience in the financial planning and work spanning across small business, sole traders, families and individuals, Gary is well versed to efficiently solve complex financial issues. Gary is passionate about working with people to identify, clarify and quantify dreams - together with focus and determination, he wants to help his clients achieve amazing results. Gary is a natural leader with substantial experience in management across all areas of the financial planning industry. This, together with Gary's experience and his focus on education to ensure he is up to date with all aspects in the industry, ensures Gary can provide his clients with a plan for their financial freedom both now and well into the future. Outside of work, Gary enjoys spending time with his wife and young family. When he's not changing nappies, Gary is passionate about sport especially touch football and swimming.

Lisa-Anne is a caring, dedicated and well-practiced financial planning professional, with over 20 years experience in the financial services industry, 13 of which she has specialised in financial planning. In addition to her wealth of experience, Lisa-Anne is a CERTIFIED FINANCIAL PLANNER with the Financial Planning Association of Australia. Lisa-Anne has attained a Bachelor of Business, majoring in Banking & Finance, and a Masters in Financial Planning. Lisa-Anne is committed to her clients and maintains a high level of professionalism in her working life. In her spare time, Lisa-Anne loves finding new and exciting culinary delights, and keeps busy looking for her next adventure around the country and abroad.

I am one of three partners of Accounting and Financial Planning firm, Perrier Ryan, which is based at East Brisbane. We have a great staff of the right people doing the right things, right. As financial planners, we specialise in long term personal wealth goals for our clients as well as protection plans for their family and business. We work with clients to establish these goals and then work with them on the long term plans required to achieve those goals. We are a firm that works with you on all facets of your financial life; your income, your asset protection, your debt, your investments, your retirement and your estate planning. With more than 20 years working in the finance industry and having completed a Bachelor of Commerce, Advanced Diploma of Financial Planning and SMSF specialist accreditations, I have a passion for ensuring that our clients can sleep easy at night knowing their financial world is being looked after. There are very few things that give me greater joy than seeing my clients tailored plans come to fruition.

I have had a life long passion of working with people to help them understand all aspects of financial management. The earlier part of my career was spent learning the ropes in a large financial institution working in management positions in broad areas such as lending, credit analysis, training and development and operational management, leading to financial planning. The breadth of work experience gained over almost 30 years and life experience has provided me with the tools that help me to guide and provide solutions to client's financial issues. It gives me great satisfaction knowing that through my guidance, I have helped many clients overcome their concerns about their financial future. My relationships have been built over many years of interaction and trust. New clients are referred by word of mouth. The best advice I was given early in my career was 'you have two ears and one mouth - use them in proportion'. It's so simple, yet effective. Listening and understanding are the key elements to providing sound, professional and personalised advice.

Tony Blazevski is the Founder and Director of Blazer Wealth Management Group. Tony's approach is to take the role of "financial coach" with clients and be the "CFO" to the family unit. His fundamental purpose is to lead, teach and inspire clients towards achieving their financial goals. His deepest commitment is to ensure he elevates the financial knowledge of clients by helping them simulate and interpret the various financial outcomes before a financial decision is made. Simulating the financial outcomes along with financial education enables the client to make an informed decision about their finances. Tony holds a Bachelor of Finance from La Trobe University along with a Diploma in Financial Planning from Deakin University. Tony has specialist knowledge in Finance & Mortgage Broking and Self-Managed Super being an Accredited Finance Broker (AFB) with the Finance Brokers Association of Australia and Accredited Member of the SMSF Professional Association of Australia.

Michelle is a Senior Financial Adviser. Michelle has over 13 years experience in Financial Planning. She is highly qualified with a Bachelor of Commerce, and holds the Advanced Diploma of Financial Planning, and the Certified Financial Planner professional status with the Financial Planning Association of Australia (FPA). Michelle has a particular interest in responsible investing.

Sharna joined Panoramic Financial Solutions in January 2016 after spending over 10 years working at Westpac as a Senior Financial Planner. Sharna has over 20 years' experience in Banking and Financial Services both in Australia and the UK. Sharna has extensive knowledge in SMSF and dealing with high net worth clients. Sharna holds a Bachelor of Business and is currently studying for her Masters in Financial Planning Sharna is married and has two children. Sharna's interests are ballet, coffee with friends and spending time with family. Sharna looks to improve and protect his clients lifestyles now and into the future.

When he is not at work Aaron enjoys working out at the gym and keeping active, playing golf with mates, snowboarding and spending time with his wife, daughter and son. Aaron has been a qualified financial planner with AMP Financial Planning since 2007. He has a Bachelor of Business (Financial Planning) with RMIT University and is a member of the Association of Financial Advisers. In 2008 Aaron also became an Accredited Mortgage Consultant with the Mortgage and Finance Association of Australia (MFAA) and holds a Diploma of Mortgage Broking. In 2008 as a 2nd year financial planner, Aaron was recognised by AMP and was awarded AMP's "New Planner of the Year Award" for Victoria. Also in 2013 Aaron was a national finalist in the Money Management "Young Achiever of the Year Award," this was open to all financial professionals under 35 years of age Australia wide. In 2017 Aaron was awarded AMP's "Financial Adviser of the Year" for Victoria/Tas and top 3 Nationally. Aaron has a broad range of expertise across a wide range of financial planning and mortgage broking areas, including superannuation, insurance, gearing and margin lending, self-managed super funds, home loans and finance. Aaron's passion lies with debt recycling, insurance and helping people purchase their dream home.

I commenced working in the Financial Services industry in 1992, through ETSA Employees Credit Union and National Australia Bank Ltd, and in 2013 became a partner of Carrington Financial Services. I have a Degree in Finance, a Diploma of Financial Services as well as a Specialist ASX Direct Share and Self-Managed Superannuation Fund accreditation. I am a member of the Financial Planners Association (Certified Financial Planner) and an Authorised Representative of Securitor Financial Group Ltd. I am married to Kylie, and have two daughters. I am currently the Vice President of my local basketball team, the Forestville Eagles, as well as a regular sports show radio host on local Community Radio station, Coast FM.

I started in the financial services industry with MBA FS in paraplanning and worked my way up to financial planning becoming a Director and equity partner in 2007. Since starting at MBA FS in 2002 we have grown the business significantly. Cycling is by far my favourite sport and I am a member of a cycling team that rides on a regular basis. Food and wine is another major interest and my wife Kerry and I pursue this area with a passion regularly exploring some of Adelaide's wonderful restaurants and cellar doors. Meeting people and building on-going relationships with my clients are some of the key enjoyable aspects of financial planning. I enjoy the satisfaction that I have done everything in my power to place my clients in the best position to build wealth. A particularly fulfilling moment is informing clients that yes, after following a careful plan they will have enough money to retire.

Jason is a Certified Financial Planner, Head of Wealth Management and Partner at 5 Financial. "I'm really passionate about the importance of good quality financial planning in people's lives. Repeatedly I see the impact it has on my clients, in their improved confidence about their financial situation as well as their ability to achieve (and enjoy!) goals that are important to them." Jason became a financial adviser at 5 Financial in 2004, following a successful 17 year stint in the Australian Navy in a variety of leadership roles. A Grand Finalist in the 2016 AFA Adviser of the Year awards, Jason enjoys working closely with his clients inspiring them to think deeply about what matters to them and then crafting a customised strategy to support them in achieving their goals. He regularly writes for Money Magazine's 'Ask the Experts' feature. When not at work, Jason enjoys spending time with his family, especially supporting his daughters' various sporting interests. He also volunteers on surf patrol at his local surf lifesaving club, and when time permits, he enjoys golf, cycling and karate.

Christine Hornery is the co-founder of her family business and CEO of all three companies and one subsidiary firm that form the professional business units of FMS Group. She says "The success of the business is due to the education and commitment of the people who work in the business; they are always willing to go above and beyond, to give that WOW factor to the clients experience, they love what they do and it shows". Her journey is one of a kind; she has overcome challenges by making them into opportunities. Over the years she has mentored and inspired many others and still continues to do so as a foundation member of Pearls of Wisdom, the Dobell Professional Women's Group. During her stellar career she has received recognition including the AMP National Community Award, AMP National Business and Advice Award, winner of NSW Telstra Business Awards and recently honoured with the AFA Female Excellence in Advice Award. For Christine being a financial advisor is not a job or a career; to her; it's her life, her passion, her dream. Making a positive difference in other peoples lives is what makes her smile every day. She was awarded the Centenary Medal of Australia by Her Majesty Queen Elizabeth 11; for her commitment to making positive changes in sport, and ensuring that there was a pathway for girls in both local and representative soccer. She has also been acknowledged within her local community of someone who gives back and has been involved in local community fundraising and events for the past 25 years. Christine is a Certified Financial Planner (CFP), a Self Managed Superannuation Specialist Advisor (SSA), an Authorised Mortgage Consultant, holds a Diploma and Advanced Diploma of Financial Services, She is an Associate of the Tax Institute, a registered tax agent and has a Bachelor of Commerce, with majors in Financial and Management Accounting.

Since moving into Financial Planning over 15 years ago from a Research Scientist role after completing a MBA, Andrew has worked closely with individuals and business owners to grow the business through referrals. Having a background in research he enjoys the challenges and research needed to solve the many issues people face in reaching their financial destination. By gaining a thorough understanding of his clients unique values and current position he can can craft a strategy that makes the most of the current legislation and economic conditions. For many people it is about uncovering their wealth leaks and then using this extra cash flow as wisely as possible, to achieve their goals. Andrew is also an Accredited Mortgage Broker enabling him to really help people structure their debts in the best possible way, as well as the rest of their finances. Working with a team of Advisers at Navwealth all of which are Most Trusted Advisers, shows what Navwealth is all about - taking care of our clients in the best possible way we can, by being their Most Trusted Adviser. We also have a full in-house accounting section as well as Commercial Lending and Leasing, so we can offer our clients a one stop shop for their financial requirements including SMSF advice. As a Director at Navwealth my goal is to grow this business with Advisers who are able to change peoples lives in the best way possible, by enabling them to live the lifestyle they want without financial stress.

Derek has a background in the accounting profession which included 6 years as a principal of a suburban CPA practice. In 1995 Derek migrated into the financial services industry and since that time has held senior advisory and management roles with McMillan Shakespeare, Perpetual and Westpac. Derek holds a Bachelor of Business and a Masters of Business Administration. Derek is also a Fellow of CPA Australia and a Certified Financial Planner. Derek's extensive background in tax, accounting, superannuation and financial planning has given him the expertise to analyse complex client matters and present tailored solutions in a clear and precise manner. Derek is married with 3 children and the majority of his spare time is filled with family related activities. Derek is one of the founding directors of Panoramic Financial Solutions. Derek looks to improve and protect his clients lifestyles now and into the future.

Matthew is a highly qualified financial adviser who has a broad range of financial services experience, having previously worked for major banking and accounting firms. He holds a number of qualifications with a degree in Commerce from Deakin University. He also holds the Advanced Diploma of Financial Planning and the CERTIFIED FINANCIAL PLANNER professional status with the Financial Planning Association of Australia (FPA). Matthew enjoys building long-term relationships with clients by getting to know what is important to them and providing them with appropriate professional advice and personal ongoing service. On a personal level, Matthew enjoys spending time with his family and friends, keeping fit, playing golf, and supporting the Carlton Football Club.

I am a financial planner with Advisory Group having over 16 years' experience in the financial planning industry with over 11 of those as a financial planner. I started out in the industry in an administration based role, moving into personal assistant work and paraplanning before becoming a financial planner, a role that I have found fulfilling both professionally and personally. I love to see the difference that financial advice can make in a person's life, the achievement of goals and the positive impact that advice can have. I am married and am passionate about health and fitness in particular martial arts which I both train and instruct in.

Troy is a Certified Financial Planner (CFP) and a Self Managed Superfund Specialist (SSA) who is dedicated to providing an alternative approach to financial advice. After winning the highest individual award for a financial adviser in Australia, The 2011 AFA Adviser of the Year, Troy changed gears and focused on building an advice model that could deliver better outcomes for more Australians. During his time as Chief Executive of TWD Australia, the business has gone from strength to strength winning two prestigious national awards, with the most recent being - The 2018 AFA Practice of the Year. The foundation for this success was built on an approach that focuses purely on providing value to a client every 12 months. TWD has now expanded this advice model to include a service offering for all Australians whether they be in TWD Private, TWD Advisory, TWD Essentials, TWD For-Purpose or TWD Invest. Troy, as one of Australia's Most Trusted Advisers, together with his outstanding team, is committed to leading the profession forward and in the process, changing the perception around financial advice in the future.

Lisa is a Senior Financial Adviser at Apt Wealth Partners. She has almost twenty years of experience in the financial services industry, practising as a financial planner. Lisa's qualifications include a Diploma of Financial Planning, a Bachelor of Applied Science. Lisa is an Accredited Aged Care Professional and is also a Certified Financial Planner with the Financial Planning Association of Australia. Lisa is passionate about coaching her clients to achieve financial freedom. She is known for her attention to detail and in-depth understanding of new and changing legislation. Lisa is also an expert in navigating the complex Australian aged care system to help her clients and their families achieve the best possible outcome. Outside of the finance industry, Lisa enjoys all things health and fitness, a field she worked in prior to qualifying as a financial planner.

Steve's approach to providing advice to his clients is by first helping them to identify their goals and then put a plan into place to make this happen. With a background in the real estate industry as a property consultant Steve's dream was to grow his own business. An opportunity to pursue this dream presented itself in 1998 and he has not looked back. Steve is incredibly proud of the New England region and is passionate about giving back to the region that his given him so much over the years. He has played an active role in local events since establishing Invest Blue, raising over $1 million for various charities and organisations. He was the founding member of the Armidale branch of Can Assist and is now Patron and Life Member. He also works with the Cancer Council. A focus of his contribution with this organization was to provide financial advice to patients diagnosed with terminal illness without cost, leading to recognition from AMP for being a leader in pro bono work in this field. Steve loves spending time with his beautiful wife Jenni and four sons Tom, Sam, Joe & Jack. He loves supporting their sporting activities and keeping fit by cycling and surfing. Steve's qualifications include an Advanced Diploma of Financial Services (Financial Planning) and he is also a Justice of the Peace.

Deborah Kent has been in the Financial Planning Industry for over 25 years, giving advice to clients and guiding them on their financial pathway to meet their goals. Deborah is very passionate about the work she does and enjoys dealing with clients, creating the strategy and seeing the outcome of their work together. Deborah is currently the National President of the Association of Financial Advisers (AFA) and previously held the positions of AFA Treasurer & AFA NSW State Director. She was also the inaugural National Chair of the AFA Inspire initiative to connect women in advice. Her key role was to assist women in stepping up and achieving more gender balance in Financial Services. Deborah has also provided 16 years of service to the Financial Planning Association (FPA) on various committees including the Sydney Chapter, the National Education committee, and chair of the CPD committee. Deborah is also passionate about giving back to the community and has been involved in various committees and charities over the years.

Les followed his passion of wanting to help people achieve their personal goals in 2007 when he was accepted into the prestigious specialist financial planning academy AMP Horizons. Les completed the further study and was awarded top of class. Since then Les was awarded the most successful Horizons graduate ever. Les has been awarded at state and national levels for the Adviser of the year multiple times and ties this to his passion to be the best he can be. Les owns Future Proof Financial multiple award winning practice which is under the AMPFP Licensee, currently utilising the state of the art technology within the AMP Advice framework, Future Proof Financial provides specialist advice across all areas of financial advice with clients all over Australia. Les employs 14 staff including 6 advisers which make up his strong team. Les has completed an MBA/MF and is currently completing a Masters in Counselling as financial planning he believes is far more about the people than just the financial numbers. Les has a mantra which he promotes "To provide more advice to more Australians at a price they can afford, through education to provide peace of mind and security".

John Grasso established Grasso Financial Services in Ayr, North Qld in 2006 when he decided to follow his passion of professional share trading and open a financial planning office in his home town. Since this time the financial planning firm has prospered and also now has bases in both Bowen and Townsville. John strongly believes in providing individual tailored advice. He enjoys getting to know his clients, discussing their personal and financial goals and working out strategies to achieve these goals. John's focus on holistic advice means he is happy to work closely with client's accountants and legal advisers when circumstances require. It gives him great satisfaction knowing clients have peace of mind that their financial affairs are in 'safe hands' with people that care. John is a member of the Financial Planning Association of Australia Limited, he is a recognised SMSF Specialist Adviser with the Self Managed Super Fund Professionals Association in Australia and is currently completing his Masters of Financial Planning. He has previously won the Queensland Securitor - Adviser of the Year award in 2012 and 2013 and was a finalist in 2015.

David Maddock is an experienced financial planner with a strong interest in helping clients gain peace of mind over their finances today and into retirement. Based in Geelong, Victoria, David has been in the advice industry for almost 20 years. Amongst his colleagues and clients, he is known for his calm, measured approach and deep knowledge of self-managed super funds (SMSF), helping his clients navigate the many complexities. He holds a Bachelor of Commerce from Deakin University and is a Certified Financial Planner with the Financial Planning Association of Australia. Outside work, David is a passionate community member and supporter of his local football club, where he volunteers as a junior football coach. When not at the football field, his weekends are spent outdoors with his family and their two dogs or running to reach his fitness goals.

Marc joined Powers in 2001 after 20 years with the Bank of NSW/Westpac, 12 of which were in the Biloela Branch. In 2004, he focused on providing financial and mortgage lending advice and became a director of Powers Investment & Finance Services. As an Authorised Representative of Professional Investment Services, he can help you achieve your best financial and investment outcomes.

Luke's experience includes guiding Executives, Professionals, Business Owners and Self-funded Retirees to make practical and well-considered financial decisions. He is committed to delivering a highly tailored service to his clients, drawing upon a leading a team of best-in-class subject matter experts. The result is a personalised lifetime strategy, supported by an ongoing program that is comprehensive and coordinated. Luke, his wife Lynda and son Harry live on Sydney's Northern Beaches. Outside of family time, you might find Luke swimming with the North Sydney Masters or surfing at Curl Curl Beach.

Dianne's reputation is built on the outstanding level of service she provides to both personal and small business clients. Her expertise and knowledge sees Dianne as a regular speaker at many professional functions. Through her expert networking and ethical approach to clients financial affairs, she has established a high profile in the Illawarra region and is held in high regard by her clients. Dianne devotes many hours to her Pro bono work for cancer suffers referred by Cancer Council. When that time comes, you need to talk to an experienced professional who completely understands the emotional and financial aspects of aged care. Dianne has recently walked this track. Aided with this deep appreciation and knowledge, Dianne's Specialist Aged Care Advice Service is unique?it provides comfort knowing that you have a professional to walk along side of you, at an emotional stage.

Esther Althaus established Perspective Financial Services Pty Ltd in 2003, after working in the mining industry, when she recognised that by helping other people achieve their goals, she could achieve her own. When it became evident that Esther's marriage was about to end, she realised that if she and her 3 young daughters were going to live a life of financial freedom and happiness she would need to start working on an immediate plan that would allow her to do so. With little studies behind her but a keen interest in financial services and wealth management, Esther undertook a number of studies which have culminated in her receiving the highly regarded Fellow Chartered Financial Practitioner designation. Esther has also undertaken studies with the Law Institute of Victoria and is a Collaborative Professional which enables her to undertake the role of independent financial professional in collaborative family law matters. Esther is passionate about working with women to ensure that their money is protected and preserved, particularly at a time when they are vulnerable and are required to make significant decisions that affect their long term well being.

Finance has fascinated me from a young age. After completing university I quickly realised a career in financial planning was for me. In 2002 I was fortunate enough to join Legal and General, one of the UK's largest providers of financial services, working in their Insurance department initially before moving onto Pensions. It is during that time I met my wife to be and we decided that the best place to bring up a family was in Australia. We got married in 2005, packed our bags and migrated to Perth the following year. With my ties to the UK I spent the next 8 years working for a firm providing specialized advice to UK migrants. As the noughties drew to a close I looked to broaden my knowledge and abilities by commencing my Masters in Financial Planning. In 2014 I had the opportunity to join Empire Financial Group (EFG) who are at the forefront of strategic financial advice. At EFG the strategies for our clients are all different, there's no one size fits all. We financially model out all the possible options for your finances, taking into account your strengths, preferences and goals - to create a final strategy and projection that gives you the best possible outcome. I provide advice across a broad spectrum of areas across all industries, I am always happy to have a chat or even better, a meeting to see if you are closer to achieving your goals than you think.

Right from the start of my career, I've been driven by the desire to really help people. 40 years on I still get a buzz from doing just that! It's a privilege to mentor and help guide my clients to accomplish great financial and lifestyle outcomes, allowing them to really enjoy life! When you get to know me, you'll realise I really walk the talk. We all work hard for something meaningful, for me its water skiing and relaxing on the River Murray with my beautiful family and great friends as often as I can.

Suzanne Johnston is an experienced financial planner with a passion for helping people develop the financial clarity to achieve their aspirations. She is recognised amongst her clients and peers for her client-first approach and professionalism. Suzanne is a Senior Financial Adviser at Apt Wealth Partners, the 2021 FPA Professional Practice of the Year. At the firm since 2016, Suzanne has become an equity partner and is an advocate of helping people live for today while planning for tomorrow. Highly experienced with over 12 years in the industry, Suzanne holds a Commerce Degree from Macquarie University, majoring in economics and finance, and is a Certified Financial Planner professional with the Financial Planning Association of Australia (FPA). She has also received industry recognition, being named a finalist for Financial Planner/Adviser of the Year in 2019 at the prestigious Women in Finance Awards. Outside of work, Suzanne has two young children who keep her entertained and is passionate about a range of outdoor pursuits, including hiking and skiing.

I am one of the founding directors and financial planners of Panoramic Financial Solutions (est 2012), a financial planning business based in Perth. We offer a wide range of financial planning services across our business. I specialise in SMSF and wealth creation & protection strategies within Panoramic Financial Solutions. I started in financial services in 1987 and became a financial planner in 2000. I really enjoy the opportunity to sit down with people and listen to their story of where they have been and where they want to go. The ability to help my clients improve and protect their lifestyles now and into the future is immensely rewarding. I am currently undertaking my Masters in Financial Planning and an accredited SMSF Specialist Adviser with the SMSF Association.

Damian Liddell is a Certified Financial Planner? with over 15 years experience in the Financial Planning industry. Damian is an accredited Self Managed Super Fund Specialist Adviser? and a registered Tax (Financial) Adviser with the Tax Practitioners Board of Australia. Damian provides holistic financial planning advice and is passionate about providing advice that truly adds value to help his clients achieve their goals. Damian works on a pure flat fee for service basis and specialises in working with clients both pre and post retirement as well as people in the wealth creation phase.

Shane Light is the Head of Advice, Senior Financial Adviser and Partner of The Hopkins Group. Beginning his career in 2002 as an accountant / mortgage broker, based in Wollongong NSW, it wasn't long before Shane expanded into financial planning and commenced his career as a financial adviser. In 2007 Shane moved away from being a financial adviser into a more niche role in the financial planning industry where he specialised in compliance and risk management and was employed across a number of large Australian Financial Service Licensees. During this time Shane relocated to Melbourne in 2010. After nine years and copious amounts of interstate travel auditing financial advisers around the country, Shane now finds himself Head of Advice and well placed with his background to manage the financial planning division within The Hopkins Group. A big believer in education, mentoring and career development, Shane enjoys the challenges that come with management, thriving in continuing to educate clients on ways they can achieve financial freedom. Outside of work, Shane gives up a lot of his time to volunteer across a number of charity organisations.

Steve is a Senior Financial Adviser and an Advice Leader at Apt Wealth Partners. He has over 25 years experience in the Financial Services Sector, including 20 years in the Financial Planning industry. Steve holds a number of qualifications, including a Bachelors degree in Business (Banking & Finance) and a Diploma of Financial Services (Financial Planning). He also holds the CERTIFIED FINANCIAL PLANNER professional status with the Financial Planning Association of Australia (FPA). In addition to general financial planning, Steve has a particular interest in aged care financial advice and holds accreditation as a specialist in this area. On a personal level, Steve enjoys spending time with his family and friends, playing golf, and attending sporting events.

Empire Financial Group helps successful people, who value their time, make smarter decisions with their money. My entire career has been focused on establishing and fostering lasting relationships with like-minded professionals; attracting and nurturing the best talent in our business, and an unrelenting drive for exceptional service in all client and professional interactions. As a uni student, I spent my holidays in an accounting practice lodging tax returns and coding bank statements. The "super and insurance guy" would stop by to visit from time to time, and one day I asked him "How do I get to do what you do?". Well, he gave me a chance to learn from him. And so in 1997, I registered the name Empire Financial Group and worked with him on a contractor basis. It beat flipping burgers as a part time uni job! The financial services world has changed a lot since then, as has my role within it. In the early 2000's, I was responsible for the inception and roll out of the LJ Hooker Superannuation Fund, at the time Australia's largest real estate network with over 500 offices and 5000 staff. This also led to a partnership in rolling out Australia's first ever community based super fund in regional Victoria, with the aim of providing benefits for local community development. After the sale of these funds to a Melbourne based listed company, Empire re-emerged, dealing with individual, family and small business clients, assisting them with building wealth through strategic and goal driven financial planning. Complimenting my work at Empire, I am the WA representative to the Securitor National Advisory Council. I thoroughly enjoy the regular call ups to speak on financial strategy to the various accounting, finance and real estate groups in our network, and associations such as the Institute of Public Accountants. Outside the office, I indulge my interest in politics and am the ongoing Campaign Chairman to a State Government Cabinet Minister.